Apex Insurance Brokers — specialist commercial PI and insurance

Apex Insurance Brokers Limited is an FCA-authorised independent commercial insurance broker based in Bristol. We place professional indemnity and commercial insurance cover for UK businesses, with a focus on the regulated professions. Every quote is reviewed by a named broker who reads the brief carefully before placing the cover.

Featured guide: architects PI

Apex places ARB-minimum professional indemnity cover for UK architects on a civil-liability basis, at or above ARB’s minimum of £250,000 for each and every claim, with run-off for at least six years. For the full technical reference see our architects’ professional indemnity (PI) guide — ARB Standard 4, Building Safety Act, run-off, aggregation.

Guides and data: professional indemnity (PI) insurance · what PI costs · Apex PI Premium Index 2026 · commercial insurance · cyber insurance · directors’ and officers’ insurance · about Apex

Who we work with

Solicitors (SRA Minimum Terms), architects (ARB minimum terms), surveyors (RICS), accountants (ICAEW, ACCA, AAT), independent financial advisers (FCA), engineering consultants, IT consultants and technology firms, design and construct contractors, insurance brokers and intermediaries (MIPRU), and other professional services firms.

What we arrange

Professional indemnity insurance on a civil-liability basis. Directors and officers liability. Employers and public liability. Cyber liability. Property and business interruption. Motor and fleet. Commercial combined. Trade credit and bonds.

How to talk to us

Get a quote — brief a named broker at proposal.apexinsurancebrokers.co.uk or call 0117 325 0027. For an existing claim or circumstance see claims notification.

Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority, firm reference 724952. Registered in England and Wales, company number 07014570. Trading from QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ. Registered office c/o Westcas, 5 Anglo Office Park, Bristol BS15 1NT.

Trustpilot
FCA PRIN 2A · Consumer Duty

Consumer Duty is how we structure your placement

Apex is an FCA-directly-authorised broker (FRN 724952). The four Consumer Duty outcomes shape how we advise clients who serve retail consumers — IFAs, insurance brokers, mortgage advisers, consumer credit firms.

Outcome 1
Products & services
Cover designed to meet the target market. No product-scope drift.
Outcome 2
Price & value
Fair-value assessment documented. Premium reflects underwriting reality.
Outcome 3
Consumer understanding
Cover explained in plain English. No jargon, no hidden clauses.
Outcome 4
Consumer support
Named-broker service. Same person from quote to claim. No sludge.
Consumer Duty for regulated firms →Does it apply to my firm? →
17
Years established
18
Professions served
2,400+
Reference entries
FCA
Directly authorised

Knowledge Centre

Depth on professional indemnity you won\'t find on a comparison site.

Reference
PI Insurance Wiki
2,400+ entries. Statutes, case law, market mechanics.
Guides
Ultimate Guides
18 profession-specific PI insurance guides for 2026.
Support
Claims Centre
First 30 days, notification, causation, quantum.
Publication
Market Report
Annual publications — four reports per year.
Get a quote →